1. No matter how few your possessions or dollars are, you should have a will. Having one will help your loved ones and in many states preclude the state from taking a substantial portion of what you own. In Texas, my home state, if you die without a will the state may claim a portion of what you own. If you want to chose who will receive your property when you die, you need a will.
2. It’s not hard to write a will. While it is recommended that you have an attorney do it for you, many offer low cost, one session will-writing classes at local community colleges or adult education seminars. When you finish the session, you typically will have a will that works for you in your state.
3. You may be able to get a will for free. Check online resources for your state and you may be able to get a will online that is valid in your state and may be free. If it isn’t free, it will certainly be low cost and easy.
4. Getting and thinking about a will doesn’t mean you’re going to die sometime soon. Many people today seem to think that if they think about dying, or getting a will, that somehow that thought will mean their time to die is close at hand.
5. Congratulate yourself. Having a will is part of being a responsible adult. What it truly means is that you are taking care of the business that is yours to handle, so that burden doesn’t fall to someone else.